OneFamily

“As I saved half, I had a small emergency fund to rely on during my gap year and when I moved to university. The first semester can be overwhelming and expenses add up quickly, having that money behind me made the transition far less stressful.”

“Having this money gave me a real head start at a time in my life when the next steps can be expensive. It helped me feel more secure as I started figuring out my gap year and getting ready for university. Having that bit of money behind me gave me independence and confidence, without worrying about how I’d pay for everything.”

“When I accessed my account, the money had grown to almost £1,000 thanks to being invested in stocks and shares. I moved around £500 into savings so I had a safety net for university and used some to support myself during my gap year.”

“My OneFamily Child Trust Fund was set up by the government when I was born. Like everyone else my age, I received a voucher that was paid directly into my account, for me it was £250, with the idea was that it would grow over the years so I’d have some support when I turned 18.”

“I didn’t know much about lifetime ISAs before, but now I think they’re a great option, especially with the 25% bonus. It really does feel like free money, and I’d definitely recommend them to other young people who hope to buy a home someday.”

“I think CTFs were a really good idea. Having some financial security when you first leave home can make a huge difference. If the scheme or something similar came back, I think it would really help young people get into the habit of saving. I also think financial education is important, so people know how to make the most of their money rather than spending it all at once.”

“Knowing the savings are there and understanding how it will help me in the future makes me feel more confident about managing my finances. I know some of my friends are worried about money, so I feel very lucky to have had that support.”

“I’ve always been a saver, even when I was younger, but managing my CTF has made me even more confident. It’s shown me the importance of financial security and how to plan for the future.”

“But if we did start talking about it, I’d say that I think LISAs are a really good investment in your future.”

“My mum helped me open my lifetime ISA a couple of weeks after I turned 18. I’d had a child trust fund account which my family had been adding to for years. When I was able to access the money, my mum said it was a good idea to put it into a LISA. I didn’t know much about them at the time, but now I’m glad I have one and have managed to get the free bonus.”

“The LISA is a great product which has helped me buy the type of home I want sooner than I would’ve otherwise been able to.”

“When you’re young and trying to save, that extra help is massive. One of my friends is saving for his first place now and I’ve recommended taking out a lifetime ISA as it will really help him.”

“That boost meant we could afford our deposit and buy our house much sooner than we imagined.”

“The extra 25% makes such a difference, I don’t think you can get anything close to that with other savings accounts.”

“I always recommend lifetime ISAs to friends and family, there’s no way I’d have been able to buy a house without the 25% government bonus, at least not by now.”

“"We decided we didn’t want to rent forever and would buy our own home."”

“"OneFamily helped our disabled daughter access her child trust fund savings."”

“"I was motivated by the generous bonus of up to £1,000 you can get each year. This is a huge help as it means you can put down a bigger deposit."”

““I think lifetime ISAs are brilliant and there’s no better way to save for a house.””

“"I’m training to be a nurse, and my lifetime ISA will help me buy a home after I graduate."”

““I have a seven-year plan to help me buy a home by the time I’m 30””

“"My Child Trust Fund helps me plan for my future"”